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Ico history

Binary Options Trading Law 13 of 19 June 1971, on the Official Credit Organization and System, restored the bank's limited company status, giving the state ownership of its shares, though BCL continues to obtain loans from the Treasury through the Institute de Credito Oficial (ICO). Under this same law the Institute de Credito a Medio y Largo Dec 27, 2017 HFN's Cryptocurrency team accompanied SIRIN LABS and Moshe Hogeg with raising over USD 157 million, in their Initial Coin Offering, the fourth highest ICO (in USD terms) in the history of the virtual currency industry. m blockchain trading platforms Mar 2018, INOOVI, First French ICO in history 57, 22. Jan 2018, 23. Mar 2018, Shping, Global shopper-marketing platform that rewards in cryptocurrency. 59, 26. Jan 2018, 25. Mar 2018, HashGains, Eco Friendly Cloud Mining Data Centres on Renewable energy. 60, 15. Jan 2018, 26. Mar 2018, Gilgamesh  e-icon mega pack EXMO Coin is a unique business model in the cryptocurrency world, as it enables investors to grow their crypto capital while staying confident about their investment security.Dec 15, 2017 With bitcoin taking all the headlines in this recent cryptocurrency explosion, it would be unwise to ignore ethereum and the progress it has had in bitcoins shadow. Given that nearly all ICOs use the ethereum platform to launch their coins, we take a look at Invezz's the history of ethereum and how it came 

Sep 23, 2017 This process of selling new cryptocurrency tokens in an ICO results in funding received via cryptocurrency, most commonly in Bitcoin or Ether. . We are now in the next phase of the experiment and it is one of the most simple but incredibly fundamental paradigm shifts in the history of currency. Today, we  Bancor Raises $153 Million, Creates a New Record in ICO History BUZ INVESTORS PRESS RELEASE Bancor Raises $153 Million Initial Coin Offerings (ICOs) have become the most preferred way for startups and businesses, especially the ones in cryptocurrency industry to raise the necessary funds for product  token id The first cryptocurrency exchange-aggregator for institutional clients. We provide cryptocurrency liquidity for brokers, stock exchanges, hedge funds and other institutional clients.

ICO (2005) Governance, , accessed on 25 October 2005. ICO (2007a) History, , accessed on 25 October 2005. ICO (2007b) Historical Data: ICO Indicator Prices – Monthly Averages, http://www. , accessed on 25 September 2007. ICO  That term is “ICO” or Initial Coin Offerings and has raised OVER $1.3 Billion for blockchain based start ups ICO Basics, To Invest or Not? ico calendar reddit An unregulated means by which funds are raised for a new cryptocurrency venture. An Initial Coin Offering (ICO) is used by startups to bypass the rigorous and regulated capital-raising process required by venture capitalists or banks. In an ICO campaign, a percentage of the cryptocurrency is sold to early backers of the 

ICO was established in 1988 and resulted from a partnership between the universities of Twente and Groningen that aimed to offer advanced courses to PhD students. In 1991 and 1992, Maastricht University and the University of Nijmegen, respectively, became members of ICO. Further initiatives in the beginning of 1993  Aug 10, 2017 History of ICOs. Several projects used a crowdsale model to try and fund their development work in 2013. Ripple pre-mined 1 billion XRP tokens and sold them to willing investors in exchange for fiat currencies or bitcoin. Ethereum raised a little over $18 million in early 2014 - the largest ICO ever completed  zico block b i

Best Flight Tracker: Live Tracking Maps, Flight Status, and Airport Delays for airline flights, private/GA flights, and airports. Oct 26, 2017 , the old guard e-commerce company most of us associate with bargain-hunting moms, is planning to raise one of the largest cryptocurrency funding rounds in history. What? It's true. Set to launch next month, 's initial coin offering, or ICO, will sell as much as 500m digital tokens,  invest in blockchain startups java Displays detailed stats like ROI since ICO, ROI vs ETH since ICO, and charts for comparing the historical performance of ICOs. $400,000,000. Whitelist date Dec 25th, 2017 Sale period Dec 24th, 2017 to Dec 24th, 2017 24-12-2017. A comprehensive resource for analysts, journalists, investors and entrepreneurs, our newest Launches World's First ICO with 18 Years of History

First ICO backed by a VC Fund in Latin America. Invest in up to 24 tech Startups with a clear exit strategy. Starting in 34 days. Mar 01, 2018 Mar 24, 2018. RENTBERRY. Rentberry. Decentralized Home Rental Platform which streamlines the entire long-term rental process using blockchain and smart contracts technology. my fico rating Xwin CryptoBet. Betting Platform for Sporting and Other Events using the smart contracts. ~ 100. Base: Ethereum. Whitepaper. Escrow. Baikov Artem. ICO: 80,000,000 XWIN of 100,000,000. 26/10/2017 00:00:00 UTC - 26/01/2018. Start Bonus: 0% - Raised: Ƀ 0. Logo Dec 26, 2017 First global & decentralized car history registry. Built on blockchain technology. The Idea. carVertical is a blockchain-based vehicle history ICO. The hard cap of the ICO is 15050 ETH. The soft cap of the carVertical ICO is 3050 ETH. The pre ICO stage is 1050 ETH. The Team and founder tokens will be  Are you looking for the best investments, but there are so many options out there that you feel completely overwhelmed? It is pretty normal to feel that because there are, really, too many options. Bitcoin is making the cryptocurrency market explode recently, so it can really be a great time to invest, but it can also be pretty 

Aug 17, 2017 Worldcore is happy to announce it's Initial Coin Offering campaign. The ICO is one of the major events in Worldcore's history, it's mission is to accelerate corporate growth, blockchain integration and launch of new FinTech products under Worldcore brand. Please review our whitepaper and prospectus to  c token pasting Your credit history on blockchain - Transparent, Auditable, Administered by cryptographically verifiable code . Founder & CEO Celsius Network - The Credit Coin ICO advisor and Investor. "In the beginning - Credit History was not our goal; but it became a very valuable by-product of Micromoney Credit Conveyor." Jul 3, 2017 Billionaire investor Tim Draper backed Tezos is about to become the largest ICO project as it raised almost $200 mln in 2 two days, with 10 days remaining. 2015 Gwangju (International Design Congress) 2013 Istanbul (IDA Congress Cancelled) 2011 Taipei (Chinese Taiwan) - (IDA Congress) 2009 Beijing (China) - Xin 2007 La Habana (Cuba) - Design/Culture 2005 Copenhagen (Denmark) – ERA05 (joint Congress with Icsid and IFI) 2003 Nagoya (Japan) - Visualogue

Oct 6, 2017 Greetings, my dear and respected readers of my blog. Today I want to give you a short excursion into the history of the ICO and present the most successful projects from this field over the past few years. In this article you will learn how everything started, who was the first who collected the most money, and  who is investing in blockchain quiz carVertical is a blockchain-based solution that gathers as much information as possible about cars' history from different sources like centralized country registries, police and INTERPOL databases, insurance, leasing, claims handling service databases, privately owned registries, paid APIs, other sources and puts iThe Presentation in the menu on the left details not only the design methodology of Ico but also some of its history, so that is a good place to start. If you want to see what older versions of Ico looked like, there is a link in the Links section which leads to a YouTube video of PS1 and early PS2 versions. The video will make  Nov 13, 2017 We are extremely pleased to announce that we have recently made a deal with , the online VIN check database for people searching for reliable and affordable vehicle history reports. They are the first company that wanted to partner with us, and we hope they will be the first of many. Following 

ICO & CSLD: History - Salvation Army

All related and make up his entire work history, all entries have "Build and grow a business. FinTech." attached to them. Not the profile I was expecting for "Fintech, banking and cryptocurrency Professional with over 10 years of experience in the industry." Dimitriy Fomin, CTO is listed as their smart contract developer,  n icon on galaxy s7 Jun 17, 2017 Bancor smart token platform has announced a successful ICO, raising a record sum of over $153 million. Read moreFIRST BRITISH CRYPTOCURRENCY. Electroneum is a brand new British cryptocurrency launching via an Initial Coin Offering (ICO) on September 14th. Did you know that anyone with your public Bitcoin wallet address can see how many bitcoin you have, and your entire transaction history? Electroneum protects your  Jul 7, 2017 The initial coin offering (ICO) craze is getting ridiculous. The latest evidence: little bit more money. So why not have an ICO without a product, and do so completely transparently just to see what happened?” Joke coins have a history of taking on a life of their own in the cryptocurrency world. Just look at 

Sep 17, 2017 He compared China's approach to that of SEC in US. The news is eventually, similar to all things blockchain, theoretical. ICO trading has been frozen on exchanges, and complying with government demands exchanges are offering refunds. The PBOC is thinking on freezing bank accounts related to ICOs. initial coin offering investment Track & compare performance of ICOs. Displays detailed stats like ROI since ICO, ROI vs ETH since ICO, and charts for comparing the historical performance of ICOs.HISTORY OF ICO. The Osteopathic Institute of Applied Technique was established in 1956 by the late John Wernham and T.E. Hall. Its purpose was to bring together in one body, those members of the osteopathic profession who were prepared to interpret and apply osteopathy as it was laid down by early pioneering  Home > Market Activity > Get Quotes > Price History. Print this page; Help. iCo Therapeutics Inc. Market: TriAct Canada | Jul 24, 2017, 7:07 PM EDT. logo. ICO:TCM. $ 0.05 real time data Change Up. Change: 0.005 (11.11%). Volume: 51,000. Real-time price. Day Low 0.05. Day High 0.05. 52 Week Low 0.04. 52 Week High 

Bitconnect Coin, one of the fastest-growing altcoins in the history of cryptocurrencies has announced a change in its branding. The change was affected The price of BitConnect, better known to traders as BCC, has surged from around $0.5 to $9 within six months since its initial coin offering (ICO) in November of 2016. network status icon missing windows 7 Nov 15, 2017 One of its primary goals is to allow a user to import existing credit history to this system. BloomScore calculates credit risk. It is a dynamic indicator of an individual's likelihood to pay debts that adapts to the maturity of a user's credit history. BloomCard, a blockchain credit card built on the Bloom protocol, Jun 16, 2017 Zug, Switzerland, June 16, 2017 — Bancor, the standard for creation of intrinsically tradeable cryptocurrencies, or “Smart Tokens,” today announced the raise of $153 million USD in its Token Generation Event (TGE) earlier this week, the largest crowdsale in history. BNT tokens were issued immediately to  History of ICO. Looking out for your eyes since 1989. Our history dates back to 1989 when, as the Ophthalmology Service of one of the largest corporate accident insurance plan providers in Barcelona, we specialised in one of our strong points: Ocular Trauma. Since then, we have offered a continuous service, 24 hours a 

Jun 28, 2017 Yet already, there are more than a thousand cryptocurrencies in the market and an initial coin offering (ICO) almost daily. As we embrace this new, While our current dataset represents only a daily record of rates, TimescaleDB scales easily to much finer-grained historical data. With the constant influx of  blockchain investment ideas Home > Market Activity > Get Quotes > Price History. Print this page; Help. iCo Therapeutics Inc. Market: Omega | Jul 25, 2017, 4:06 AM EDT. logo. ICO:OMG. $ 0.05 real time data No Change. Change: 0.00 (0.00%). Volume: 33,000. Real-time price. Day Low 0.05. Day High 0.05. 52 Week Low 0.035. 52 Week High 0.08. ; m m a o : t- BitDice Casino's historic performance is fully transparent and accessible through an independent monitoring agent at , which has been covering major cryptocurrency gambling sites since 2015. Here is the snapshot of their history of Bets, Wagered Amounts, Profit and more since inception: Capture 4.

Definition ICO: Initial coin offerings is a type of crowd-funding or crowd-investing conducted entirely P2P on the blockchain - ethereum, crypto currency. History of ICOs. It all started with the Mastercoin campaign where people could support the Mastercoin project by burning Bitcoin and getting Mastercoin tokens in  initial coin offering meaning .O .OQOOOOO □0 -apTO □ • o □* -t o ii iji o ci in -r-ooio -oo • □ -o -oooooooio : : r-i t- cHistory. 2015: Expansion into the US market, incorporation of Icosagen Technologies Inc. in California. 2014: IcoPark is the new home of Icosagen's companies. 2013: launch of a new technology application: generation of hybridoma free recombinant antibodies. 2012: launch of a product line for neurobiology research:  Jul 17, 2017 To put ICO funding in context, this year's total is still a tiny fraction of the $34bn raised via crowdfunding platforms in 2015 and an even smaller sliver of the $127bn of venture capital investments made last year. Neil Rimer, co-founder of Index Ventures, one of Europe's biggest VC investors, said: “Some of 

What is an ICO (Initial Coin Offering) and How Does it Work?

Sep 12, 2017 On Monday, the People's Bank of China announced that it was implementing a freeze on fundraising through ICO's on Chinese exchanges. (Here is the original announcement, for Mandarin speakers.) The move by China's central bank, which is roughly equivalent to the Fed in the US, looks at first blush to  initial coin offering europe Dec 11, 2017 CoinSchedule estimates at least two-thirds of ICO projects lack a working product or a prototype. In some ways, that might be for the best. Take Bancor, which in June raised $153 million over a matter of hours in one of the most ballyhooed ICOs in the short history of digital coins. Since then, the startup has Jun 16, 2017 The largest crowdfunding campaign in history was funded through an initial coin offering. People can "back" the ICO by contributing other cryptocurrencies such as Bitcoin or, more commonly, Ether (the name for Ethereum's coins/tokens). It is basically a crowdfunding campaign that instead of using  I've been following here and there, EOS, which has been referred to as "the Ethereum Killer". I know there is tons of promise around the project and it has a strong team, but I can't help but question their decision to structure their ICO the way that they did. The EOS Token sale will be conducted on a continuous distribution 

Check the most successful crypto currency in the ICO, as well as all specific information about it. ico calendar holidays The SelfKey History. The SelfKey technology and team has graduated from several accelerators as KYC-Chain, has gone through a POC with Standard Chartered Bank and is powering KYC of some of the most promising Token Sales and Fintech startups. 2012-2013 2017 December. Budget increased by additional 30,000 EUR self-investment, MVP launch of car history pre-check, Start of ICO. 2018 January. Start onboarding databases and registries of different countries, Alpha version of Wallet application: Power to the People. 2018 March. Alpha version of API. 2018 April. End of ICO. ico - Ethereum ICO smart contracts and tools for managing crowdsales.

Dec 16, 2017 - 2 min - Uploaded by Earn BitcoinFour Years of Initial Coin Offerings. Total fundraising: $6391007041 Big capital: ethereum, the xperia t status bar icons The latest Tweets from Yakov Feygin, LLC. A history ICO (@BuddyYakov). On Russia, History, Political Economy. @harvardash History and Policy Postdoc 2017-9. Managing Editor @privatedebtproj. @UPenn. Metal enthusiast /m/. Cambridge, MA.Nov 4, 2017 August 2017 saw a landmark moment for blockchain and cryptocurrencies: the price of a single Bitcoin exceeded 4,000 USD…a 4 million percent markup compared to its first introduction to the market in 2009. Bitcoin History. Around the time of the Lehman Brothers Bankruptcy, a paper was published  ICO is the abbreviation of Initial Coin Offering. It means that someone offers investors some units of a new cryptocurrency or crypto-token in exchange against cryptocurrencies like Bitcoin or Ethereum.

Ico Name Meaning & Ico Family History at

DomRaider: Decentralized blockchain auctions in real-time. Making auctions safer, faster and more dependable through blockchain technology. c tokenize string into array Jul 18, 2017 The Tezos Blockchain project smashed all records with the biggest ICO to date, dwarfing the $150 million raised by Bancor's ICO last month. This represents a rise of over 870% for the ICO market cap over the last year. The History of ICOs. A more technologically nuanced alternative to the historically Oct 26, 2017 No matter how successful the ICO becomes, one thing's for sure, 's stock price has already doubled within the past month. Apparently, becoming the first major publically traded company getting into ICO blockchain technologies is already paying huge dividends. Get stock price history data for ICO iCo Therapeutics Inc including short and long-term pricing by day, month, and year.

Oct 16, 2017 The Opair ICO was one of the earliest noted scams in ICO history, happening back in 2016. It raised more than US$1M with the promise of decentralized debit cards. It should have been pretty obvious from the start that a no-name group of individuals could not overhaul the banking system and provide  blockchain in the investment bank accenture Oct 23, 2017 ICO funding - Highcharts Cloud $m ICO funding (CB Insights) Q1 2016 Q2 2016 Q3 2016 Q4 2016 Q1 2017 Q2 2017 Q3 2017 0 250 500 750 1000 1250 1500 "Promoters [of ICOs] are perpetuating a massive scam of the highest order on everyone. Probably 85pc of people out there don't Jan 15, 2018 Initial Coin Offerings, also known as ICOs is the cryptocurrency version of crowdfunding and are a part of the crypto world that is most likely here to stay. It's one of the easiest and most efficient methods for companies and individuals to fund their projects and for regular users to invest in projects they see  Jun 16, 2017 ZenDao, a decentralized platform developed on the Metaverse Blockchain, has announced that the start of its ICO is scheduled for June 23rd, 2017.

With this we have a real chance of giving thousands of projects, regardless if they are on a small or mega platform, the audience they need. We are writing history together for the crowd-funding world! You already love crowd-funding, that's why you are here. Now you have the opportunity to play a game changing role in the  runescape where to get ecto tokens Optical Design, Optical Materials, and Photo Lithography Vision, Color, Display and Lighting Optical Metrology Optical Imaging and Optical Information Processing Advanced Microscopy and Spectroscopy Bio-medical Optics/Photonics Nonlinear Optics Ultrafast Phenomena and Optics High Power Lasers and Applications, History. The Independent Cinema Office was founded in 2003, with a vision of an agency which counld enable everyone in the UK to have access to life-changing cinema, wherever they lived. This vision grew so that we could support the skills of the incredible people who work in venues and film festivals (via our training  ICO history.

Dec 11, 2017 Contrary to common belief, the ICO market is still growing! This visualization shows the full history of initial coin offerings (aka token sales), from 2014 to the present. how to invest in blockchain technology 2018 Oct 3, 2017 Little Bit of ICO History. First off, the term 'Initial Coin Offering' is synonymous with Token Sale, Crowdsale, Initial Token Offering or Token Generation Event. They're all different ways to issue a blockchain coin or token to potential community members interested in backing the project. Bitcoin's initial Oct 23, 2017 Despite the fact that Tezos was able to one of the most successful tokensale campaigns in whole ICO history, the conflict between management brought to panic among the investors and fall for 75% in few hours. XTZ price chart. As you can see on a pic above, XTZ got really big bad price drop literally in few  Because of this, Meridian is able to derive its value from activities other than price speculation alone. As a borrower you are also able to increase your value in the market by building a history of loan repayments. This will boost your ability to secure additional loans in the future, and will also put you in position to earn larger 

ico- is a latest blockchain ico project promotion can find the latest project token ico in our website. We provide ICO promotion are the best ico list website. invest in blockchain companies jobs States a member of the ICO when it is a coffee-importing nation and therefore should have preferred greater supply and lower prices? As Bates describes, the ICO was born in response to mixed results of prior efforts at cartelization of the market. After Brazil became the dominant coffee producer in the late 19th century, Dec 12, 2017 Many of these new digital tokens then start to increase in value when they trade on digital currency exchanges. While not all ICO tokens have performed well, there have been five digital currencies that were launched through initial coin offerings that have managed to become tremendous outperformers in  Jul 3, 2017 There have been many tokens in the crypto ecosystem nowadays. 300 Token has recently become a part of the history as having one of the first Minerium tokens.

Track & compare performance of ICOs. Displays detailed stats like ROI since ICO, ROI vs ETH since ICO, and charts for comparing the historical performance of ICOs. initial coin offering utility token Jun 19, 2017 Bancor just did their Initial Coin Offering (ICO) last week and raised a record $144M within a few hours. They now hold the record for the biggest crowd-funding, ever, in the history of mankind. We don't want to dwell too much on what this illustrates about the current ICO craze. It's a fact that raising that much This last author of the present Great Book of Kings, enlarged by the history of the Judges as an introduction, cannot have written before the second half of the Babylonian Captivity, when King Jehoiachin 212. through what cause had the kingdom fallen, or when and ICO HISTORY OF HEBREW HISTORICAL COMPOSITION. Fountain pens are made of celluloid pipes in a workshop on the business and basement premises in. Kálmán utca. 1970. Stationery Manufacturing Joint Stock Company. 1976. The new logo of the company, which is still used today, is released, and image building begins. 1978. The automatization of production begins, the 

1 day ago The Benebit ICO Scam is one of the largest ICO scams in history. This elaborate exit scam started last year when the Benebit project started to solicit funds from investors. After questions were raised, the team pulled the plug and took off with $4 million. blockchain crowdfunding guide Aug 30, 2017 A comprehensive VerifiedICO review of the ATB Coin ICO, find all of the latest information surrounding the upcoming initial coin offering. Team lacks verifiable work history and appears to use fake interviews to gain traction. Nobody on the team has any type of business history.Sep 13, 2017 China's ICO ban makes more sense in light of its history with fintech. By Nik Milanovic for Techcrunch. China's decision to freeze fundraising through initial coin offerings continues to roil markets, but the regulatory decision may not be as controversial as the response from the bitcoin community would lead  The first ICO was by Mastercoin back in 2013, which raised approximately US $600,000 for a project to create a Bitcoin exchange and platform for transactions, while Bitcoin led the way on Cryptocurrencies, becoming the first decentralized cryptocurrency back in 2009, 

What is An Initial Coin Offering. ICO History and Legality

1975, Published the JCA/ICO ANNUAL series with globally renown artists. Distributed the books all over the world. 1976, Involved in the international morality promotion campaign "Rocky Project", representing all participating Japanese artists. □ Discussion with famous Japanese artists and Rocky Project representatives. p icon meaning Jul 5, 2017 “An ICO is what you get if bitcoin and Kickstarter had a baby — a crowdsale of a new crypto asset (with a cryptocurrency like bitcoin being one type of crypto asset) that powers some kind of peer-to-peer blockchain network,” she wrote. The Entire History of Bitcoin in a Single Infographic Click to View Full Nov 19, 2017 19 November, 2017: , the pioneer of online binary options trading has launched its highly-anticipated Initial Coin Offering (ICO) to give potential investors an opportunity to invest in a best-of-breed type of ICO. The ICO will run from 15 November to 25 December 2017. The company is calling it an  CRYPTO20 historical fund asset allocation data is available below. The data is based on an initial investment of $10,000 on the 1st of January 2016. Select a date and see the exact asset allocations on that day. This will be updated in real time after fund assets are acquired post-ICO. Further information about our fund 

Learn about the 5 biggest initial coin offerings (ICO's) in cryptocurrency history and see what their value is today. cryptocurrency gambling Sep 29, 2017 PR: Token Desk : The Biggest Ico Market Place in History. This is a paid press release, which contains forward looking statements, and should be treated as advertising or promotional material. does not endorse nor support this product/service. is not responsible for or liable for any Jul 28, 2017 My position will not be a surprise given Ripple's history of actively engaging regulators and central banks as we have developed our solution for faster and more efficient cross-border payments. We partner with many financial institutions, including the Bank of England and major global banks like Santander  WePower ICO. The projects on the ICO list are scanned and updated daily, to help crypto investors make better investment decisions. Filters: ERC-20 Only. Listing Cryptocurrency ICOs, Token Sales, Blockchain Events and ICO Stats. The Best Cryptocurrency Token Sales and ICO List. Our ICO Prediction History.

Jan 10, 2018 Most expensive ICO in history!!! - "/biz/ - Business & Finance" is 4chan's imageboard for the discussion of business and finance, and cryptocurrencies such as Bitcoin and Dogecoin. blockchain development platforms 2014 -t< iForever. Their goal is to offer an authentic OpenBazaar of Sex that cannot be censured, banned nor shut down by any government or religious authority. The potential? You might remember how the first real use case for bitcoin, the Darknet marketplaces that offered for the first time in history the ability to purchase narcotics  Sep 18, 2017 One weakness of the ICO process is, paradoxically, rooted in a great strength of blockchain technology: its borderless nature. A key power of any blockchain is that any human capable of accessing the technology can activate it, thus anyone can provide yet another verifiable record of the transaction history.

Discover historical prices for stock on Yahoo Finance. View daily, weekly or monthly format back to when ICO GROUP stock was issued. j ico reviews Season, Club(s), Jersey number. 10/11, FC Marco, 20. 09/10, FC Marco, 20. 08/09, FC Marco, 20. 07/08, FC Marco, 20. 05/06, FC Marco, 20. 02/03, Boavista Porto FC, 13. 201020092008200720052002. History of jersey numbers in the national team. Diese Statistik zeigt, welche Rückennummern ein Spieler in seiner First blockchain vehicle history registry that gathers as much information as possible about vehicles and provides 100% transparency. Our company gives an opportunity for unbaked people to set up a credit history. And also helps banks and insurance companies to reduce financial institution's risks when they issuing loans. They could get access to our credit rating database on a fee basis. MicroMoney company involves new streams of money to the